Adulthood comes with new freedoms—and new responsibilities. As you step into this exciting phase, one critical aspect to address is appointing decision-makers for your medical, legal, and financial matters. Without legal preparation, no one—not even your parents—can automatically step in to make decisions on your behalf if you're unable to act.

Here's a guide to help you navigate these essential choices and protect yourself as you embark on adulthood.

How Will Your Medical Decisions Be Made?

Medical decisions are deeply personal, and emergencies can arise when you're unable to communicate your wishes. By preparing a medical power of attorney, you can name someone you trust (a patient advocate or agent) to make decisions on your behalf if necessary.

Key Tools for Medical Decision-Making

1. Medical Power of Attorney:
   Appoints a trusted individual to make medical decisions when you can't.
2. Advance Directive (or Living Will):
   Outlines your wishes for end-of-life care, such as life support or resuscitation preferences.
3. HIPAA Authorization Form:
   Ensures trusted individuals can access your medical records and speak with healthcare providers.

Tips for Choosing a Medical Decision-Maker:

• Trust is Key: Choose someone who will honor your wishes, even in difficult circumstances.
• Consider Availability: Emergencies require quick responses, so select someone who can act promptly.
• Backup Agents: Always name at least two alternates in case your first choice is unavailable.

How Will Your Financial and Legal Affairs Be Managed?

From paying bills to signing contracts, adulthood brings financial and legal responsibilities. If you're unable to manage these tasks due to travel, illness, or an accident, having a financial power of attorney in place is essential.

Types of Financial Powers of Attorney:

1. Limited Financial Power of Attorney:
   Grants your agent authority over specific tasks, such as paying a bill or signing a document.
2. General Financial Power of Attorney:
   Allows your agent to manage a wide range of financial matters on your behalf.
3. Durable Financial Power of Attorney:
   Ensures your agent can continue acting on your behalf if you become incapacitated.

Key Considerations:

• Trustworthiness: Your agent will have access to your finances, so choose wisely.
• Backup Agents: Designate alternates to ensure continuity if your primary agent is unavailable.
• Location and Time Commitment: While proximity isn't always essential, your agent should have the time and ability to fulfill their duties.

Why Taking Action Now Matters

Without these legal documents, your loved ones may face delays, legal fees, and court intervention to gain authority over your medical or financial matters. By appointing decision-makers now, you ensure that your wishes are followed, minimize family stress, and protect yourself from unnecessary complications.

We're Here to Help You Plan for the Future

Stepping into adulthood is an exciting journey, but it comes with important decisions that can shape your future. Let us help you create a personalized estate plan that ensures you're prepared for whatever life may bring.

📞 Call us today to schedule a consultation and take the first step toward protecting yourself and your future.